As most Americans know, medical bills can pile up very quickly even for healthy people. But when an accident or illness occurs, unmanageable amounts of medical debt can amass in the blink of an eye. One Texas family knows just how true that can be after an accident that occurred on Sept. 8. As a woman was dropping her three grandchildren off at school, two teenagers suddenly hit her car. It wasn't until a week after the accident that the woman experienced any adverse effects.
On Sept. 19, she suffered a heart attack. Doctors found bleeding in her brain and she underwent brain surgery on Oct. 5 to fix the blot clot.
Shortly before the accident, the wife was removed from the husband's health insurance plan because the couple couldn't afford the payments. Now, their medical bills are starting to pile up as a result of the woman's injuries. So far, they total about $125,000. The woman had previously applied for Medicare, but was told she would not be eligible until she turns 65 on Nov. 25. Like many people in Texas and around the country, she thought nothing of this at the time and never believed anything like this would happen during the intervening months.
The couple's car insurance company recently found the driver of the car who struck the woman to be at fault. The couple plans to bill their insurance for the medical bills, but it has not yet been determined how much the couple will end up having to cover themselves. The husband has returned to his job as a truck driver for a Texas food bank which has helped the couple cover some of the costs, but the medical bills keep coming in and they cannot keep up.
Regrettably, it is a story heard all too often in today's poor economy. Those who are suffering from debt that is spiraling out of control have little control and don't know which way to turn. Most would find it useful to confer with a Texas attorney experienced in debt relief strategies is, including bankruptcy protection. The lawyer can help review all of the facts and circumstances and assist in devising a plan to stop creditor harassment on the road to a new financial beginning.